Wisconsin's Car Leasing & Lease Return Center

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Our guests are often curious about the difference between leasing and purchasing cars for sale in Wisconsin. Generally speaking, the main difference between leasing a car and buying it is that when you lease, you only pay for the portion of the car that you use over the term of the lease with a pre-set value at the end. If you purchase the vehicle, you have to pay full price, but the vehicle is yours until you decide to sell it. Leasing generally offers lower payments, depending on the length of the loan you’d alternately consider. We are your premier source for vehicle leasing and leased vehicles for sale, not to mention plenty of affordable car lease deals. So, if you’re curious about the best option for you or if you’re just researching leasing a car in Wisconsin, Holiday Automotive is for you! We serve guests from Oshkosh, West Bend, Beaver Dam, Ripon, Sheboygan and other communities within Wisconsin. Read on or contact us to learn more.

Our Vehicle Leasing & Financing Center

Holiday Automotive is trusted by area drivers among many car dealerships in Wisconsin. But why? We make your automotive experience and overall satisfaction our top priorities. Our friendly, knowledgeable team is here to answer all of your questions about leased vehicles for sale, about car leasing vs. buying, and more. Plus, our finance experts leverage relationships with local and national lenders to get you great rates!


Benefits of Leasing vs. Buying

Our cars for sale in Wisconsin are well-priced, but so are the vehicle leasing deals we offer! What are the reasons to buy a car vs. lease a car near West Bend? Here are just some worth mentioning:

  • Costs & Benefits of Leasing: Leasing usually requires less money down than buying. It also almost always allows you to pay less monthly. Plus, when you lease, you get instant access to a new vehicle every few years (generally between 4-39 months). That also means most repairs will be covered by the vehicle warranty. Leasing does, however, subject you to annual mileage limits and potential excess wear and mileage fees. Plus, you can’t customize your car.
  • Costs & Benefits of Buying: When you buy a vehicle, there’s the major advantage of eventually being able to pay it off, resulting in $0 vehicle payments. Plus, you can customize your car to your heart’s content and aren’t subject to any type of mileage restrictions. On the flip side, your monthly payments and down payment will likely be higher than leasing.
2022 Ford Maverick Parked

Car Leasing FAQ

At Holiday Automotive, we understand that leasing can be confusing to guests and there are quite a few questions to ask when leasing a car. It’s quite a bit simpler than it seems and our experts can lay it out clearly for you. We have also broken down many common leasing questions and answers for you. If you still have questions or are ready to lease a car, contact us today!

There are 5 simple steps to secure your next vehicle lease.

  1. Find a few vehicles that meet your needs
  2. Estimate your expected annual mileage requirements
  3. Work with our team to determine the best term for your needs
  4. Decide on your down payment
  5. Apply for credit

Below, jump into the real details on how to lease a car!


Yes it is technically possible to lease a used vehicle, in concept. But, the short answer is no. Most automotive leasing companies and banks do not offer leasing on used vehicles. It was once relatively popular, but many of the advantages of vehicle leasing disappear when you lease a used vehicle and you could often lease a new vehicle for the same or lower payment than the same used vehicle. The main reason for this is very low incentivized interest on new vehicles versus standard rates on used vehicles.

This question can only be answered based on your personal automotive needs. Generally if you keep your vehicle for less than 6 years, you’d often be better off financially by leasing your vehicle. If you could get a new vehicle every 3-years for less cost and far less risk than getting a new vehicle every 5-years, why wouldn’t you? See our Leasing vs. Buying page for more info.

Many automobile lessees don’t understand their options on how to be done with their leased vehicle at the end of the term, or during the lease period . Read more for the most common ways to end your lease:

Just like different vehicles have different prices, they have differing lease rates, too. Sometimes you can lease a $45,000 for a lower monthly payment than a $25,000 vehicle. There are really three factors that determine one lease payment from another: depreciation, interest, and capitalized cost reduction (discounts, rebates, money down, trade equity).

Yes. Just like on a purchase, the dealer may have some flexibility when it comes to the discounted price. Most advertised leases already include a substantial dealer discount and applicable incentives to catch your eye. Dealers with a one-price or haggle-free environment will already include their discounts into the lease calculations.

“Bad Credit” is a difficult term to define. But, leasing companies generally have options for people with differing credit histories. Just like on a loan, those with credit concerns are deemed a higher risk approval and will see higher interest costs and some individuals will have their application declined.

A lease payment is largely based on the projected depreciation of the vehicle, less any down payment plus interest. If you’re looking to calculate your payment manually, we have the break down for you:

ABSOLUTELY!!! You can trade it in at any time through your lease term and even at the very end. Although ideally, your payoff on the lease is exactly the same as the market value of the vehicle at the end of the term, this is not always the case.

Sometimes referred to as the “term”, most leases are between two and four years long. Dealerships often list the terms in months: 24, 36, 39, 42, 48. Simply divide by 12 to figure how many years the lease is for. 42 / 12 = 3.5 years

Maybe you like your vehicle. Maybe you want to keep your lease and enjoy the perfect vehicle a little longer. Don’t spend hours researching, check out our article about if and how to extend your vehicle’s lease.

Check Out Our Formerly Leased Vehicles for Sale

If you decide on purchasing a vehicle but opt for a used car instead of a new car, you can save money on monthly payments that way. Plus, here at Holiday Automotive, we have plenty of quality formerly leased vehicles for sale! Check out what we have to offer now, then give us a call at 866-807-8084 to schedule a test drive!

Take Advantage of a Holiday Lease with Our Car Lease Deals!

Ready to choose a Holiday lease? Take a look at our current new inventory and then check out our car lease deals available near Sheboygan . Otherwise, be sure to ask about our current financing options. Either way, we’re here to help!

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Holiday Automotive 43.7877556, -88.4874357.