Guaranteed Credit Approval in Fond du Lac WI
We understand that not everyone can have perfect credit -- in fact not many do -- and that’s why we’re always looking for ways we can help out at Holiday Automotive. One thing that we’re proud of is our guaranteed credit approval in Fond du Lac WI. Read on to learn more about how we can get your the financing you need!
The first step to take in getting approved for financing on a new or used car in Fond du Lac WI is visiting our application, and getting pre-approved online. All you have to do is fill in some general and basic information about yourself and the vehicle you would be interested in. We’ll work with a variety of financial institutions, and get back to you with what you can expect!
What to do if you have bad credit and need a car
As we’ve discussing, having bad credit and being in need of a car can be very difficult, but you don’t need to worry. We’ll work hard to find the deal that works for all parties involved. There’s also ways that you can improve your credit. We suggest looking into getting reports from the three credit reporting agencies, which should show what is keeping your score down, and give you a direction to take to fix it.
Other things you can do to improve your financing deal include things like trading in a vehicle. Our used car lot is always looking for additions, and we buy and sell a wide variety of makes and models there. Trading in can also contribute to your down payment, which will end up getting you a better deal on your payments.
Have any other questions about trying to receive financing with a bad credit score? Our team can answer all of your questions and help put you at ease! We’ll also try our best to suggest the cars we think are perfect for you.
Contact Holiday Automotive in Fond du Lac WI
Our dealership is conveniently located at 321 N. Rolling Meadows Drive, Fond du Lac, WI 54937. You can always feel free to contact us by phone or through email. Otherwise, you're also welcome to stop by in person to talk to someone on our qualified team about trading in your vehicle.
|Monday||8:00AM - 8:00PM|
|Tuesday||8:00AM - 8:00PM|
|Wednesday||8:00AM - 8:00PM|
|Thursday||8:00AM - 8:00PM|
|Friday||8:00AM - 5:30PM|
|Saturday||8:00AM - 5:00PM|
Credit Approval Frequently Asked Questions
Holiday Automotive’s goal is to always to provide 100% customer satisfaction, regardless of your credit score. Unlike some dealerships, you won’t be limited to just a few vehicles to choose from if you’re less confident in your credit score. We have hundreds of vehicles across five lots, and all of them are available to all of our customers. We know it’s important to you to be able to choose your next vehicle, it’s a big decision after all, and that’s why it’s also important to us. It doesn’t matter if you have good credit, not-so-good-credit or no credit; we guarantee approval. From the moment you walk in the door, we’ll do everything we can to help you find a vehicle that fits your needs, and at a price you can afford.
Our team has partnered with a financial institution that provides financing plans nationwide. They will get you on track with payments that you can afford, as well as report all of your payments to the three major credit-reporting agencies. That boils down to you not only buying a car that works within your budget, but a payment plan that also helps strengthen your credit.
We have no desire to set you up with a vehicle or payment that you cannot afford. Our Product Specialists are non-commissioned. That means their primary goal is finding the vehicle that best meets your needs and your budget. When you visit Holiday Automotive, simply tell your Product Specialist what payments you can afford. We’ll work together to make sure you’re driving away in a car you’re excited about, and at a payment you’re comfortable with.
As with any vehicle purchase, the more cash you have down or the more your trade is worth, the better it will be for your financing plan. We recommend 15% of the vehicle you’re interested in, but if you can’t provide that, we will absolutely work with you regardless of how much cash/trade you have to put down.
You should bring along with you a valid drivers license, proof of residence (which includes a utility bill, pay stub, etc.), proof of income if you’re employed (pay stub), vehicle insurance information, trade-in vehicle and its title (if applicable), references and the amount of cash you’d like to put down. If you think you have a unique situation that calls for additional documents, or if you have any questions, feel free to give us a call in advance at 866-875-3224.