How to Buy a New Car

Couple sitting at sales desk at dealership


If you’re looking to buy a new car near Oshkosh, Sheboygan, or beyond, look no further than Holiday Automotive. With several car dealerships in Wisconsin, we’re sure to have something for you. How do you go about purchasing the new vehicle of your dreams? That’s what this piece aims to cover! Other Wisconsin car dealerships provide subpar service, high financing costs, and more. At all Holiday Automotive dealerships, on the other hand, you can expect top-tier customer service and great rates. We want to send you home to Ripon with a smile on your face! So, if you want to know how (and when) to buy a new car the easy way, read on!

When to Buy a New Car

When should you buy a new car in West Bend? We get that question or some variation of it often here at Holiday Automotive. The truth is, there’s no one-size-fits-all answer. In fact, many people prefer to buy used or certified pre-owned and skip buying new altogether. That said, buying a new vehicle is a good idea if:

  1. You are frequently paying for expensive repairs, impacting both your wallet and your time. At some point, you’ll be paying more for repairs in a year than you would for a new car!
  2. You’ve ever felt unsafe driving your current vehicle or if you are looking for a new car that offers the latest active driver assistance features and driver aids.
  3. You’re looking for a vehicle size upgrade for more space for your family — or if you’re looking to downsize to save on operating and fuel costs.
  4. Your car continually fails emissions tests or inspections.

How to Find Your Ideal New Car

Now that you’ve decided to take the plunge and purchase a new car (Congratulations!), how do you go about doing that? Here’s how to buy a new car the easy way. This process should work at just about any car dealerships in Wisconsin, including Holiday Automotive:

  1. Narrow down your search. In doing so, think critically about your driving habits, cargo space needs, and desired technologies and amenities. Next, start searching for new models that meet those needs.
  2. Pick your top three models, then research each one and its safety ratings, reliability, lifespan, and more. Next, go for a test drive in each vehicle you like.
  3. When you’ve decided on a final option, conduct a local search to see your Wisconsin car dealership options. Then, request price quotes.
  4. Take into consideration any big upcoming sale weekends or holidays that might come with discounts or new vehicle offers, like Black Friday or Presidents Day. Looking to lease? Check out our current new car lease offers!

Once you’ve completed the above process, it’s time to head to your dealership of choice to make it official!

How to Afford a New Car

You know more about how to buy a new car now, but how will you afford it? Our finance center can help! So can our finance payment calculator. Just remember that according to financial experts from sources such as U.S. News, your car payment should not put your monthly debts – including credit cards, student loans, rent, etc. – over a third of your monthly income. Here are some additional costs to consider when factoring in the price of your next vehicle:

  • Interest Rate: Your car’s interest rate will also impact your monthly payments. If your rate is lower, then your monthly payment will be lower. However, it’s important to note that you only receive a lower interest rate if you qualify, and not all drivers qualify based on their credit score.
  • New Car Sales Tax: This tax is non-negotiable and is typically added to your car loan amount.
  • Trade-in Value: If you currently own a car, you can trade it in for the new one you want. While most dealers will purchase the car from you and apply that amount to your new car, if you still owe money on your current vehicle, the dealership will tack that remaining cost onto the new vehicle price.

Your Next New Car Awaits at a Holiday Automotive Location Near You!

With locations across the Wisconsin area, from Oshkosh to Beaver Dam, Holiday Automotive has your next new car in stock somewhere! Be sure to browse our entire online inventory to find what you like. Then, when you’re ready, call 866-807-8084 to book a test drive or check out all of our other car buying tips to make the most informed decision you can.

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Holiday Automotive 43.7877556, -88.4874357.