Can I Lease a Car with Bad Credit?

Credit History

Curious if you’re able to lease a new car with bad credit? Or if it’s easier to lease a car with bad credit? Holiday Automotive is here to help!

While it’s easier to qualify for special programs when you have good credit, it is possible to lease a car with bad credit. “Bad credit” is a difficult term to define.  But, leasing companies generally have options for people with differing credit histories.  Just like on a loan, those with credit concerns are deemed a higher risk approval and will see higher interest costs and some individuals will have their application declined. Leasing can be a good choice when you have less than ideal credit because you’ll typically have lower monthly payments and a shorter term than you’d have if you financed the vehicle. The leasing experts at Holiday Automotive will work with you to select a lender program that will work for you.

Can I Lease a Car with Bad Credit?  Tips

It may not be easier to lease a car with bad credit in general, but there are tips that can help you get the right lease deal:

  • Always choose a car within your budget — browse our inventory and utilize the payment calculator to help determine how much you will be spending per month when financing or leasing a new vehicle
  • Submit a credit application through the Holiday@Home option and our finance experts can help choose a program that’s right for you
  • Apply a strong downpayment to your lease.  Not only does this reduce the perceived risk by the leasing company, it reduces your payments considerably
  • When you visit the dealership, bring at least a few months of pay stubs to show proof of income (this helps us to go-to-bat for you with the lender).
Bad Credit

Lease a Car in Fond du Lac Today!

Holiday Automotive is here to help you lease a new car with bad credit, good credit, or any credit! It’s our goal to get you behind the wheel of the right car for your lifestyle and budget. We’d be happy to walk you through the ins and outs of leasing vs. financing so you can make an informed decision on your next vehicle purchase.

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Holiday Automotive 43.7877556, -88.4874357.