Should I Lease or Buy a Vehicle in Fond du Lac?

Sales Woman Going Over Leasing Document with Customer

Leasing

vs.

Buying
Lower

Monthly Costs

Higher
Lower

Down Payment

Higher
Lower

Maintenance Costs

Higher
Lower

Ownership Length

Higher

Many Oshkosh drivers visit our dealership every day, asking, “Should I buy or lease a vehicle in Fond du Lac?” The answer isn’t clear cut. While some prefer a finance package’s stability, others prefer the flexibility of a lease in Sheboygan. In this guide, we’ll explain the key differences between leasing vs. buying to help you make the right choice.

Lease vs. Finance: Why Buy?

Buying has several benefits that West Bend drivers should consider when choosing between leasing vs, buying. They include:

  • Ownership: The biggest perk of financing is total ownership. After your loan is paid in full, you’ll own the car completely – which is where the savings come in.
  • Customization: Owning a car gives you more freedom to do with it what you wish, whether you want to customize the performance parts or give it a brand-new look with accessories.
  • Mileage: No need to worry about mileage limits, since none are written into the contract – so feel free to take the scenic route home!

Lease vs. Finance: Why Lease?

While buying a car is a popular long-term option, what if you’re not ready for that kind of commitment? The biggest perk to leasing a car is flexibility. You sign a contract for a few years, and then you get to decide where to go from there. Upgrade to a new car? Buy your current lease? The choice is yours. Additionally, when leasing a car vs. buying used, the savings can be dramatic when leasing.

  • Monthly Fees: Because depreciation is already factored into your cost, you’ll spend quite a bit less in monthly payments – which means you can stretch your budget even further.
  • Down Payments: Down payments for a lease are low, and sometimes you won’t need to pay a down payment at all! This can also cut costs significantly.
  • Maintenance: Because your leasing term is as long as a bumper-to-bumper warranty, there’s no need to worry about the bill at the service center.
  • Variety: Want to explore the latest technology and styles? You have the freedom to upgrade your vehicle every few years, completely hassle-free.
  • Lease-End: If you want to trade-in your car, you can. If you want to buy your car, you can transition into a finance agreement. It’s that simple.

Find Out More with Holiday Automotive

Still not sure whether to lease or buy a vehicle? Holiday Automotive can help you make the best decision for your needs and budget, so contact us with your questions.

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